Thank you, Ms. Dickson.
I have a couple of questions. To begin with, as Mr. Menzies indicated, some people came forward who were critical of OSFI's role. That said, I think that may be somewhat misdirected.
My greater concern is on Canada's patchwork system of securities regulatory bodies. I'm just curious, does OSFI have a position? I know it's been the position of our government that Canada needs a single or national securities regulator. Does OSFI have a position on that?