Hearings such as this are helpful, and I welcome the opportunity.
On the broader issue, there are a few more pieces that need to be completed. As the superintendent mentioned, IIROC is reviewing the behaviour of the firms that sold the products. The securities commissions are reviewing the scope of the exempt market. From our perspective, we've been very active. I mentioned the FSF report. We have also taken a number of other measures. For example, in the budget bill--