Thank you, and point taken.
It's not a panacea, but it is a way to leverage government dollars, tax dollars, to the best advantage. I was in Chile not too long ago. Most of their roads are P3s, and are—I shouldn't say this—pretty good roads. They're incredibly good roads down there; it's a good example that we can use.
I have a question for the Insurance Bureau, Mr. Yakabuski, regarding your comment about improving productivity and the reference to harmonizing taxes.
We're hearing quite consistently from industry representatives, different associations, about the need to do this. Unfortunately, we're not hearing that from some of the provinces that haven't harmonized. I might suggest that we could enlist your help in perhaps talking to the provinces that your association represents.