Thank you.
I'll address another question to Mr. Friedrich. We've had the opportunity to talk and I think agree on many points. I want to come back to the question of a more holistic review of post-secondary education assistance than that which is happening right now, because, as you said, there's a review of the loan program, but it's siloed, whereas we should be overhauling the whole system.
Coming back to your point about renewing the Canadian Millennium Foundation, you said, quite rightly, that some of the reviews indicated it had been providing aid in an effective way. I guess the mandate of the reviews was never about looking at the most effective way of delivering it. It was just looking at whether they did indeed give money appropriately to the right people and so on.
I'm wondering if you think that in order to have a comprehensive review, it's time to stop saying, okay, it should be delivered by this foundation and this piece should continue to be done here. Wouldn't it be time to open it up and look at ways of bringing together what is now a patchwork quilt of tax credits here and savings there and a little grant here, and look at it holistically, and look at an upfront, needs-based grant system in Canada to offset this huge debt that's spiralling out of control?