We can certainly go stand-alone ourselves.
Let me try to respond. We have 100 branches across Canada, quite candidly, most of them in relatively large or medium-sized urban centres, very few in the more remote community. What we do have, though, is an alliance with the SADCs--the community futures, CFDCs in English. We have about 262, I believe, alliances with them. So we try as best we can to extend the reach to those smaller communities through the CFDCs; they bring us the bigger ones that honestly they don't feel comfortable doing, and that certainly helps.
As far as rural areas are concerned, as you well know, a lot of that is being handled by Farm Credit Corporation. That's much more their balliwick than ours.