I don't want to interrupt you, except time is running out. I had a very specific question. You said there would be $5 billion in credit. How long will it take for that credit to be extended, and what proportion of it will be extended in three months' time and in six months' time?
I know you can't give absolutely precise answers, and I know you have to be concerned about creditworthiness, but I'd like you to be as precise as you can in telling us the timing of getting that money out the door. It's a situation that closely parallels that with infrastructure money: it doesn't do any good if the money is just sitting in your bank.