Right now, in terms of our purchase and resale agreement facilities, if we start with the Bank of Canada facility, we take a large number of assets that are eligible to get this financing. That includes government securities, of course. We allow the bank-sponsored ABCP, especially the ones that meet our standards of transparency. That's a small way in which we try to help that market. We also accept mortgage-backed securities. At times banks would provide us with mortgage-backed securities against these loans, but that really is a decision of the banks themselves or the financial institution. I say banks, but more than banks are involved. It's the decision of financial institutions to decide what they pledge as assets against the liquidity they're getting from us.
The insured mortgage purchase program is more specific to the mortgage. The issue here is it is really a way of providing liquidity to the banks, reducing their cost of funding generally by taking an asset, which does not add to the government risk, because the government is already guaranteeing these residential mortgages through CMHC. It's a vehicle to provide liquidity, and by providing liquidity, by reducing the cost of funds of banks, we're making room for banks to do some lending. Now, where they do their lending in a sense—