The first question is to Mr. Gauthier.
I understand that the essential problem here is that the insurance companies and the pension plans aren't picking up the paper once the vehicle is sold, and it's probably right and proper that the government step in and do something to free up that market. Since we last talked, has there been any real movement on the part of the banks or the pension plans to step back in and purchase this paper? Is there any discernible movement on the part of those institutions?