Thank you, Mr. McKay.
I'm going to take the next Conservative spot. I have three different questions. I don't know whether they can all be answered in five minutes, and if they can't be answered here in the committee, I'd appreciate a response later on.
First of all, Mr. Gauthier, you talked about getting the money into the economy now and provided some details in response to Mr. Pacetti. The program is obviously an indirect sort of way to provide financing. My first question to you is whether you have any advice on actually designing the program. If you were designing the program, with respect to the $12 billion, how you would set it up to work?
My second question would be for EDC. I would certainly second what Mr. McCallum and Mr. Kramp said. Politicians hear a lot of complaints, but I have never heard one complaint from a business about EDC, so I certainly applaud you for the anecdotal evidence and the information you provided today.
That leads to the question. What EDC does now, it seems to be doing exceptionally well. There has been a concern raised about getting an organization to move into an area that's not its area of expertise: the domestic market. Perhaps you could address that concern, which has been raised.
Thirdly, and I don't know that we'll get to this, Ms. Dickson, you talked about OSFI being involved with efforts to identify what went wrong and what changes should be made to avoid a repeat of the global market turmoil. That certainly is something that's seizing all committee members here. I don't know whether you want to talk about some of the work you're doing with other G-20 nations on this issue, but I think it's certainly something concerning which the committee would benefit from more information.
Mr. Gauthier, we'll start with you and we'll work our way down.