I call the 14th meeting of the Standing Committee on Finance to order. The order today, pursuant to Standing Order 108(2), is to continue our study on measures to enhance credit availability and the stability of the Canadian financial system.
We have four organizations here with us this morning. First of all, we have the Canadian Bankers Association; second, the Financial Consumer Agency of Canada; third, the Canada Deposit Insurance Corporation; and fourth, the Canadian Vehicle Manufacturers' Association.
We'll give each organization about five minutes to make an opening statement to the committee, and then we'll proceed to questions from members. We'll go in that order.
We'll start with the Canadian Bankers Association, please.