Thank you for your question.
Allow me to respond in two specific ways. We do indeed have an education role to play, and we generally play this role in a way... I wouldn't say that we give specific advice. We try to make consumers understand how the financial system works in general, how financial transactions work, more or less, and we tell them to consider the advantages and disadvantages of financial products and services.
It's a somewhat general role. Since I took on this position, I have never sent a warning about any kind of product in particular. In any case, this type of product is not a banking product for which I have a specific mandate, but our education role is not necessarily limited to that. We do not limit ourselves to so-called banking products, when it comes to our education role.