Thank you.
As I understand it, newcomers without long Canadian credit histories are often unable to get mortgage lending from traditional bank lenders and they often have to go to non-bank lenders. In the current situation, although their mortgages may be in good standing, because of the lack of liquidity in the non-bank lending environment, many of them may be facing situations where they are unable to renew their mortgages in the near future.
Mr. Serré, I wonder if you have any knowledge of that. If you do, what might you suggest we do about it?