I agree. Let me actually go one more step on that before I change topics. Your graph showed the demand for housing, the price for housing, ramping up very, very rapidly. There have been an awful lot of economists who have come forward and said, listen, there will be no economic recovery in the United States until they stabilize the banks first and then the real estate market.
There must be a bottom in the real estate market. Where's the bottom in the U.S. real estate market? Does anybody know that? Are we there? Are we getting there?