Okay. I appreciate that.
I'm going to ask the same question in English that was asked in French, to make sure everybody understands. I'm going to go to Mr. Serré. In the current budget that has recently been passed, there is a facility for CMHC to buy mortgages that are insured. To be clear, and for the public's edification, you're buying mortgages that banks have offered to people. They lent them the money. Those mortgages are insured. They are covered by an insurance program. They bundled them together. For the banks to have more money or to have money to actually lend, you're buying the bundles and giving them cash for those bundles. Is that an accurate way of putting it?