I think the impact would be far less severe in Canada than in the United States. Again, I will come back to my comments about the prudential nature of Canadian banking. And this isn't meant to be any kind of propaganda, as I don't have any relationship to the banks any longer. I don't consult to them; I don't own shares in them.
Nonetheless, the culture in Canadian banking is very different from the culture in American banking. It's much more cautious. It's much more pragmatic. It questions. Certainly on their balance sheets, if you look at their published financial statements, they do not have the kinds of losses that American banks have. Canadian banks are solvent.
So to answer your question, I think it would be much less dramatic.