It's certainly going to include investment banks. It's certainly going to include hedge funds, the regulation of credit swaps, derivatives. There are all kinds of proposals being put forward in the States and in England. I think they're going to end up looking more like banks. We're not going to go back to the old days of the 1980s or 1990s after this crisis is over. I think the banks are going to return to the centre as the dominant financial institutions in both Canada and the United States, because the commercial banks--
On March 24th, 2009. See this statement in context.