I'd be pleased to.
First, I'm certainly not, and I don't think anyone else is, advocating a constitutional battle by forcing it on any province. It will be a voluntary proposal, and those provinces that want to joint in will because it is in their self-interest. That's the first argument.
In terms of the underlying logic of why we should do it, we are the only country in the G-7, and I believe the only country in the G-20, that does not have—let's be blunt—a grown-up, mature, sophisticated financial regulatory system. We have 13 provincial regulatory systems—