That's a painful exercise, but I'll go through it.
We saw the economy contracting. The forecast we did just before Christmas--we do it on a quarterly cycle, when the national accounts come down, which is when we run the model--saw a contraction of about 0.5% for the country for the year, with growth returning in the third quarter and strengthening in the fourth quarter. The profile will be more or less the same, but it's going to be down a notch. So you're going to see a really bad first quarter. I think there's a consensus among everybody who does forecasts. Some have talked about a contraction of 9%. I think that's too high, but you're going to see a 5% or 6% contraction.