Typically we don't, although they clearly are looking at the credit as a bank in many instances would look at the credit.
The reality is, though, that most of our members are in the business of helping their partners, who are manufacturers, to sell their product. There's a predisposition to want to sell and to finance the product, because that's their job. In the current environment, they will be looking at the ability of the customer to pay, but typically, with a machine, the customer can show that their revenue will be enhanced by the arrival of this new machine; then they'll be likely to get the financing.