Thank you, Mr. Mulcair.
Yes, indeed, you're right that it may be some time before I consider joining the international socialist movement. That aside, I will say, and it may sound contradictory to my earlier remarks, that I do agree that time is of the essence.
I didn't say that at the outset. Our concern is that there is still demand out there for credit, but with every day that passes and with what people read in the newspapers, there is concern that people are going to start making decisions about whether they want to take credit or not, and I think that moving this forward as quickly as possible has to be a primary objective.
The second is the KISS principle: keep it simple.