I don't necessarily disagree with you, but it's a somewhat paternalistic view, because you're saying that you know better than the pensioner what's best for them. The pensioner is aware of that argument; nevertheless, as far as I understand it, they do not accept the extension from five years to ten years because it reduces the security of the pension plans. So they don't agree with that.
Would you still override them and say you know better than they do what's best for them?