In the appendix, we've segmented our survey into public and private, large and small. We thought that would be helpful input for the committee. We saw across the board that the tightening of availability, the cost increase, and the process difficulty have increased for all sectors, across the board. This is to say that it's not only small business, but when we looked at it closely, small businesses were having the hardest time of it.
On March 31st, 2009. See this statement in context.