Good, thank you.
Let me go back to access to credit. Mr. Buell, you made some comments in your opening remarks and publicly about a common securities regulator. We had people here last Parliament reminding us, concerning this asset-backed commercial paper, that they didn't know what they owned, and others appeared before us who said that they didn't know they owned it, which we found very troubling.
Your group has been very good at highlighting those concerns, and I think all of us around the table share the concern that there are no repercussions for that type of adviser or broker, or whatever term you want to use. We'll all admit that a common securities regulator might not have stopped this, but if we can prevent a similar situation by bringing this together....
One of my favourite radio commentators, Anna Maria Tremonti, when you were speaking to her the other day.... I was speaking to her just the other morning, John, if you didn't hear me. I will quote: “One of the things that we're concerned about is that we don't have a national system of protecting investors, and that's to my point. People from different provinces will be treated a little bit differently, and we think it's important that all Canadians should have the same amount of protection, and that can only be done if there's a national organization.”
Do you have any advice for us, when putting this panel together, this group that will be recommending to the minister on how we set it up on a voluntary basis—just some quick advice, if you have some?