It's an excellent question. Again, how transparent some of the issues were with the non-big-bank-sponsored ABCPs can be debated for a long time.
Our association is really about ensuring the best practices of our members, ensuring that there are ethics and good compliance processes and that we're following rules and regulations. Just to really get the sense, we're geared as an association toward the practices of members and not at looking at investment processes, which at the end of the day is intrinsic to each member.
Your point is a good one, though. There were a lot of people--