—is I think a very important one, and it often gets missed in the debate. What we're finding in Canada, really, is an inability to implement policy quickly. We cannot implement the kinds of regulatory reforms we need fast enough. The cause, in my view, is a consensus-driven approach that we have now with a multi-jurisdictional system, and that is absolutely something that has to be solved going forward. I think a single regulator would solve it.
I could give you many more reasons, but those are two.