Thank you, Mr. Chair.
I'm happy to support both.
The one thing I had against Monsieur Laforest's motion was “by merchants”. The merchants aren't the ones imposing the fees; it's the credit card companies that are imposing the fees on the merchants. So that's been corrected.
I want to clarify something else. I agree 100% with Mr. Laforest that “not limited to” includes interest charged to card holders, because we should be able to call card holders, as those fees and interest charges apply to them as well—and that's what's meant by “not limited to”. So we can then call them also, because there are two sides to a credit card. The card companies charge the merchants, who then charge their customers, and I think we need to hear from both.
So if Mr. Laforest is satisfied that this does that, and we're able to do it, I'm satisfied with the motion also.