Again, you have a number of questions there.
With regard to the point, we accept oversight, absolutely, and we subscribe to that oversight. In fact, the SEC has published its rules for regulating rating agencies, with which we're compliant. In fact, those rules come into effect on April 10 and we're fully compliant as of March 31.
With regard to the G-20, as you know, Canada is a co-chair of the working group, along with India, on regulatory reform, including credit rating agencies. Their communiqué on March 12, so only three weeks ago, talks about the G-20 finance ministers and central bank governors having agreed to regulatory oversight, including registration of all credit rating agencies whose ratings are used for regulatory purposes and comply with the IOSCO code.
So that's the G-20. France, Germany, the U.K., Canada--which is a key member, as I just mentioned--have subscribed to the IOSCO code of which we're one of seven that are compliant. And we are fully compliant with the SEC rules that were published in February and need to be followed in April.