Right. Well, I'm an economist; I think I understand that things in general are not free.
I think you're telling us that basically it's a political decision as to how much subsidy you want for the people who are now older, and that the subsidy will be effectively borne by those who are now younger. If the government decides to have such a wealth transfer or subsidy, then it can introduce the benefits quickly; otherwise, it will take many years to materialize in any significant way. Is that a fair summary?