There are many things that can act as an incentive. As I was saying, this was a very well-known product on the market. There is no doubt that the bonuses and the availability of the product were greater than for other products, in a market which was not very extensive. It represented some 40% of Canada's money market. Unfortunately, third-party ABCP suffered the consequences that Canadian bank ABCP did not, because of similar liquidity clauses. It is our belief--
On April 23rd, 2009. See this statement in context.