When we're talking about 100% bonds, it's going to be appropriate for some, depending on the demographics of the unit who depend upon investments. Obviously, if it's an older unit, you're going to be in more bonds than cash; if you have a bunch of younger people, you might be a little bit invested in other things.
When they were talking about trying to make a quarter point more, or one and a quarter points more, to quote Mr. Malo, on the hope--the hope--that we will make more, yes, if it means more contributions, it may mean more contributions. If it means we have to pay a bit more, we may, but the one company I did mention, and it's a real example, could have paid $35 million to $40 million a year over 15 years of boom to have a perfectly safe plan; it chose not to, and it has put itself in a situation of $150 million over 10 years or $300 million over 5. It makes good, prudent business sense as well to not play games with these pension plans, so we don't end up with a GM facing these huge potential crises.
We're arguing it's not just about the worker guaranteeing the retirees. Companies need help. This is sound management for companies to put them on really good footings so that they can go and create work and create jobs. We'll leave the asset management to the experts.