Okay. Merci.
I want to thank all the witnesses for your presentations here today and for your responses to our questions. If you have anything further you'd like to submit on pensions, please feel free to do so.
Colleagues, we have 15 minutes, but we do have some future business items we need to discuss very briefly, particularly credit card issues. I will thank the witnesses and they can excuse themselves. We will continue on with our discussion.
Let's suspend for two minutes, and we'll come right back.