I will tie your answer into my question for Mr. Ménard.
You are the chief actuary of the Office of the Superintendent of Financial Institutions. I understand that we are currently experiencing an economic crisis that many did not see coming. We have our doubts because it depends on when the various forecasts were assessed and made.
When you undertake this type of forecast, do you assess whether it will be less costly for the federal government to save factories as a way of pre-empting social payments down the road?