Thank you.
Mr. Ambachtsheer, I know you've studied pensions for years and decades. In terms of this new pension arrangement that's moving from west to east, I have two questions for you.
If you assume that we have a federal government that wishes to be active in this area--and I won't comment whether or not we do at the moment, but if we do--given all your knowledge and experience, what do you think would be an appropriate role for the federal government to play? This is my first question.
I'll give you my two questions together, and the two may be somewhat related.
My second question is that there's been a lot of debate about whether your scheme and other similar schemes will be compulsory or voluntary in terms of contributions. I believe at least one version of yours is voluntary but with a default position that if you don't say you're not in, you are in. It seems to me that's a crucial decision.
Those are my two questions.