D'accord. Parfait.
Ms. Warmbold, I have a quick question. Maybe it's a quick question. It may be along the same lines as Mr. Dechert's question.
Why is there the big difference in the CPP rate of return? It's minus 14%, and I'm supposed to be happy about it, but the fact is that I'm a Quebecker. How does a 25% decline on rate of return and a $40 billion loss happen? How is it okay that somebody can realize a 14% negative return? You're one of the best, and meanwhile other pension plans are coming in at minus 25%, or up to minus 40%, as Mr. Ménard previously said. What is the difference? When do we put on our hat and say that maybe we're better off living in another part of Canada, or maybe we're better off living in other parts of the world? The experts are not doing their jobs, according to me.