A number of issues have contributed to it. One is our ability to access capital. As Jean-François mentioned, our access to capital through our traditional fundraising mechanisms--commercial paper markets and the asset-backed paper market--has declined considerably over the past six months, and the price of that funding has gone up. So both of those things have created a perception of failure in those markets for us to bring the liquidity out to all the other people who need it.
On April 30th, 2009. See this statement in context.