Basically, we have one of the largest existing programs in the ABCP market right now. When the market shut down for new originations, a lot of our clients experienced a decrease in terms of the offering, in terms of the availability of credit on our side. The fact that this facility will be up and running pretty soon will enable us to have more money to offer to our clients. On top of that, it will be easier; it will reduce the number of risks in the origination. Right now the market is so volatile, it's pretty tough to originate today and think you are going to make some money with your transactions. The rates are so volatile. When you're in business, for any good corporate citizen to make some money out of the transaction, the environment is very bad.
So just the fact that we know the money will be there will help us. We have money. We can borrow across the border, from the States, but it's not an efficient way to do business, for all the tax reasons I mentioned earlier. We are also asking the government to revise those rules that make it so expensive to borrow across the border.