Yes. The ABCP market, the asset-backed securities market, if you include non-bank and bank paper, decreased by 55%. It was the largest market for funds in Canada, to get short-term funds for everybody, so it's important. It's $63 billion that has vanished over the last few months, and the spreads are wider by 30 to 100 basis points in that market.
There's also a mid-term notes market. Net new bond issuance was down by $10 billion in Q4 of 2008. Recently we saw a bit of improvement, but it's not related to non-bank financial companies; it was the rest of the market that improved. So it's our view that there's a segment of the financing market that probably needs support from the Bank of Canada, as was mentioned in the document they published last week.