You are recommending that the Bank of Canada focus its intervention on non-bank finance companies.
When you say intervention, are you suggesting that the ways in which these funds are issued have to be managed differently, since they were based on credit rating agencies' evaluations that misled investors into thinking that they were sound? Are you taking that position because you are negatively impacted by this non-bank paper that you are now feeling the effects of? With your wide knowledge of financial markets, is that what you are recommending?