That's correct, Paul. These debt forgivenesses are granted under various international agreements, including the HIPC Initiative. Under the HIPC Initiative, a debtor country will enter into an agreement with the IMF to undertake a series of economic reforms. The reforms are essentially policy measures that ensure that when we provide debt relief, the benefit of that debt relief goes to the people. It will essentially create the conditions for strong growth. Depending on where any particular country is in its HIPC program, it may or may not be getting debt relief.