Yes. I really come from the corporate side. You might not have recognized it, but I can tell you that it's our culture. We have created this monster. I don't blame these particular people. It's the way we've structured their rewards.
I simply say find a system that rewards them in accordance with what the pensioner has to be exposed to and is exposed to. In other words, let him be a part of that pension plan that he's tinkering with so that his compensation eventually is going to be hit by the same particular crisis that the rest of us get hit with.