Thank you, Mr. Chairman.
Good morning, ladies and gentlemen. Thank you for coming and giving us your comments.
Since our time is limited, we have to make choices with our questions. First I'm going to speak to Ms. Carbonneau.
Earlier you mentioned that virtually all workers should have access to a pension plan and that we should consider establishing a new plan. However, government plans are in effect, particularly the Canada Pension Plan and the Quebec Pension Plan. Private plans are often a support for those plans, which are not adequate.
You're talking about further extending the pension plans, but would that be done through government pension plans or private plans, which would be improved? You talked about making it easier to establish inter-corporate plans so that everyone would be covered.