For the volume of sales that we do, I would think that somewhere around 1.5% is a fair interchange fee. It's no hassle to them; we process it and look after all the paperwork. It's all transfer money; there's no one touching money.
Based on the volume we do, our industry is something like a $454 billion industry in Canada. The amount we process in my restaurant alone is 71%. I can only imagine that in a lot of restaurants, particularly in fine dining, it's more like 95% or 98%. For caterers it's basically 100%. So we're their biggest customers.