Thank you, Mr. Chairman.
Thanks as well for being here this afternoon.
Unless I'm mistaken, you're presenting a problem that affects a lot of businesses and also concerns consumers.
Like my colleague, I'm open to government regulation. I understand that regulation could be quantitative. Consequently, there would be a transaction cost, an interchange rate and a form of regulation respecting increases, which would provide some transparency.
Am I mistaken or would you prefer a general framework? When we have to develop regulations, an act has to be passed, and that act sets either the “quantity”, if I may use that term, or a general framework.
I'd like to hear what you have to say on either of those cases. What should that legislation include?