I want to go back to my previous line of questioning, because there seems to be a lot of confusion around this. We had a situation where Visa changed its interchange fees—various rates, higher on the premium card, higher on restaurants, lower on some others. They say, though, that they kept their rate at 1.6%, on average. Then there's the merchant discount rate. Did you see that rate change about the same time that you saw the change in your Visa rate? Did it change in addition to the Infinite card?
On May 12th, 2009. See this statement in context.