Maestro behaves exactly like Interac. It is PIN-based, so consumers enter a personal identification number, and the funds exit the consumer's account in real time. There's no lag of time there. Maestro is in its infancy in this country. We have just introduced it, and not all of our customers offer it at this time. That is likely why the National Bank, for example, does not offer Maestro at this time.
On May 14th, 2009. See this statement in context.