It's referred to as Visa Infinite.
My colleague made reference earlier to an honour-all-cards rule, and we have one that applies across the suite of credit products. A merchant makes a decision to accept Visa for credit, and they make a separate decision to accept Visa or not for debit.
Within that suite—and this is the way our business works— it's very important that if the Visa brand is on the door and the consumer goes to shop at that merchant location, every bit of experience we have suggests that the consumer needs to know whether their card is accepted or not. We have an honour-all-cards rule that if the merchant accepts Visa they need to accept the basic credit product and the Infinite product. That is a common choice they make.
We also have a rule for the consumer experience in much the same vein. When they show up at the point of transaction to buy a $100 sweater, they know that transaction is going to cost them $100. We think it's bad business for a consumer to experience a bait and switch--show up at the point of sale thinking they're going to make a $100 transaction and be surprised and disappointed that it will be that amount plus a surcharge. So we've had a rule from the beginning of the network that those transactions must be done at the face value of the transaction with no incremental amount applied.