My only point, Mr. McKay, is that when you look at the North American market in total, our research suggests that somewhere close to $3.6 trillion to $3.7 trillion a year is expended in cash transactions. Not only are those transactions very expensive for the merchants in terms of handling the cash at the point of sale, but there are also a lot of broader costs associated with non-electronic transactions.
On May 14th, 2009. See this statement in context.