Our concern is small business going in the very opposite direction to what you had suggested, that they're going to lose their shirts, given the margins and the way consumers are being impacted. The introduction of Infinite cards may be of benefit to people who can afford them, but consumers ultimately wind up paying for these. Why should a person buying a bag of milk or a can of Spam somewhere have to pay for someone else's rewards? I think this is the concern that Canadians and merchants are bringing to bear as a result of the changes you've offered.
