Okay, fair enough.
One of the other things we heard on Tuesday was from the restaurant association. They talked about an example in which the fee was negotiated. I don't know the exact number.... The interchange fee that was negotiated was 1.61%, but when they got their bill at the end of the month, or whenever they got that bill, that total fee was about over 2%. Can you tell us why the rate would be negotiated at one figure and then be higher when they got their bill?