Thank you, Mr. Chair.
In terms of the interchange rates that we talked about earlier are indicated on your websites, there is mastercard.com/ca/merchant/en/canic/index.html, but we get into all of this fine print again, and that's where I think the confusing part comes in, because there are no rates posted. What it states there is that:
Merchants interested in learning more about our domestic rates and international Interchange rates are invited to complete this email inquiry form. Once completed, MasterCard will respond explaining applicable Interchange rates within two weeks.
So you have two weeks to respond to a business that wants to know the rates they'll be paying. Can you clarify that for me?